Finovate's format is the reason founders fly in: no slides, no panels. Sixty-odd companies get seven minutes each to demo live product to a room of bank executives, credit union CIOs and fintech investors. Landing a demo slot (applications open months out, with a scholarship track for early-stage teams) is one of the few reliable ways a fintech startup gets in front of buyers who actually sign. Even from the floor it's the densest concentration of US financial-services decision-makers in a single week, which is why New York's fintech scene plans September around it.

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